Based on the comprehensive data I've gathered, here's a detailed analysis of AFL (Aflac):

Based on the comprehensive data I've gathered, here's a detailed analysis of AFL (Aflac):

AFL - Aflac Incorporated Stock Analysis

Current Overview

Price: $115.97 (as of April 21, 2026)
Market Cap: $59.7 billion
Sector: Life and Health Insurance
Exchange: NYSE

Recent Price Performance

AFL has shown strong momentum recently:

• 1-day: +1.13%
• 1-week: +3.60%
• 1-month: +9.18%
• YTD: +5.17%

The stock's RSI of 68.23 suggests it's approaching overbought territory but still within normal trading ranges.

Short Interest Metrics

Metric	Current Value	Change
Short Interest % of FF	1.62%	+14.6% (1M)
Shares Short	8.35M	+1.3% (1W)
Days to Cover	2.93 days	-
Cost to Borrow	0.37% APR	+26.7% (1W), +14.5% (1M)
Availability	9,999% of SI	Very High
Utilization	0.45%	Very Low

Analysis: Short interest remains very low at just 1.62% of free float. The recent uptick in both short shares (+14.6% over 1 month) and cost to borrow suggests slightly increased bearish positioning, but overall shorting activity remains minimal. The extremely high availability (9,999% of SI) and very low utilization (0.45%) indicate ample shares available to borrow with virtually no supply constraints.

Options Activity

Metric	Value
Put/Call Ratio	0.37
20-Day PCR Average	0.33
PCR Z-Score	+0.40
52-Week Range	0.21 - 0.82

The current PCR of 0.37 is slightly above the recent average, indicating modestly elevated put buying relative to calls. However, the positive z-score of +0.40 suggests this is a mild increase, not a dramatic shift in sentiment.

ORTEX Stock Scores (as of April 22, 2026)

Score Type	Value	Interpretation
Total Score	64.48	Above Average
Quality	68.80	Strong
Growth	52.33	Average
Momentum	52.70	Average
Value	37.92	Below Average

AFL scores best on quality metrics, suggesting solid fundamentals and business stability. The momentum score has improved recently (from 49.5 to 52.7), aligning with the stock's positive price action. The lower value score indicates the stock isn't trading at a bargain valuation.

Fundamentals

Metric	Value
Revenue (TTM)	$17.2B
Net Income	$3.6B
EPS	$7.24
EV/Revenue	2.96x
EV/EBIT	10.72x
Net Debt	-$6.4B (net cash position)
Dividend Yield	2.2%

Aflac maintains a strong balance sheet with a net cash position of $6.4 billion. The company generates solid profitability with $3.6 billion in net income.

Analyst Outlook

• Return Potential: -3.55% (analysts see limited upside from current levels)
• Short Score: 32.57 (below average, consistent with low short interest)

Upcoming Events

• Next Earnings: April 29, 2026 (Q1 2026 results)

Summary

AFL is a large-cap insurance company showing positive momentum with nearly 10% gains over the past month. Short interest remains minimal at 1.62% with excellent share availability for borrowing. The stock scores well on quality metrics but appears fairly valued based on analyst targets and ORTEX's value score. Options activity shows slightly elevated put interest but nothing concerning. With earnings approaching on April 29th, investors will be watching for Q1 performance and management commentary.

The combination of low short interest, strong quality scores, and positive recent performance suggests AFL is viewed favorably by the market, though limited analyst upside potential may cap near-term gains.

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This is not financial advice. Data is provided for informational purposes and may contain errors. Always conduct your own research before making investment decisions.